Business Owners

Insurance Market Reforms: An Outlook for Individuals and Small Businesses

The most significant changes to our healthcare system came through insurance regulatory changes, and when comes to insurance post Affordable Care Act, the individual marketplace lays the groundwork for the group marketplace. Many American’s are receiving premium increases. Premium changes in the ACA state based marketplaces are driven by many new factors. The most important…

Working White Collar Job

New White-Collar Exemption Changes May Mean Increased Labor Costs, Compliance Efforts

The proposed U.S. Department of Labor (DOL) changes to the “white-collar exemption” in the Fair Labor Standards Act (FLSA) could make more than 5 million individuals eligible for overtime pay—individuals who currently aren’t eligible. This could have a significant impact on employers who may face increased labor costs and compliance efforts. To qualify for the…